Find the right cover. Compare top insurers. Be covered in minutes.
Welcome to Emerald Cover. We make it simple to get insurance for your car, your travels, and more — no confusing terms, no stress.
Six steps from first look to policy documents.
We ask for the minimum at each step. Your full profile can be completed later.
Built on five principles.
Simple & transparent
Compare multiple insurers easily.
Minimum data upfront
Create an account with basic details.
Fast & secure
Get a quote and pay in minutes.
Trusted partners
Licensed insurers, regulated processes.
Manage on mobile
Use the mobile app for renewals, inspection, claims and more.
Your policies, in your pocket.
Everything you buy on the web shows up in the app. Renew before cover lapses, book an inspection and file a claim without a phone call.
Questions, answered.
Do I need to sign up before I see prices? +
No. You can browse products, compare insurers and see prices without signing up. We only ask for your NIN, phone and email when you're ready to buy.
Which insurers can I compare? +
Every insurer on Emerald Cover is licensed and regulated. You will see their prices, benefits, exclusions and ratings side by side before you choose.
How do I pay? +
Payments are processed securely through Paystack, Flutterwave or Remita — whichever you prefer.
When do I receive my policy documents? +
Right after payment you get a confirmation and your policy number. Documents are sent to your email and are always available in the mobile app.
Can I manage my policy on mobile? +
Yes. Use the Emerald Cover app for renewals, inspection, claims and more.
Compare.Choose.Be Covered.
Get started in minutes. Renewals, inspection and claims live in the Emerald Cover app.